Mobile Deposit

What is Mobile Deposit?

Mobile Deposit is a convenient feature of our mobile banking app that allows you to deposit checks directly into your eligible checking or savings account using your smartphone or tablet.

How to Use Mobile Deposit

Log into the Mobile Banking App: Access the app on your mobile device using your login credentials.

Select the Deposit Option: Navigate to the 'Deposit' section within the app.

Prepare Your Check: Ensure your check is endorsed with your signature and note "For mobile deposit only" below the signature.

Capture the Check Images: Take clear photos of both the front and back of your check following the on-screen instructions.

Enter Check Details: Input the amount of the check and select the account into which the funds should be deposited.

Confirm and Deposit: Review the details, and then submit the deposit.

Eligibility and Limits

Eligibility: Mobile Deposit is available to customers who are enrolled in online banking and have downloaded our mobile banking app.

Deposit Limits: There is a daily deposit limit of $5,000.

Tips for Successful Mobile Deposits

  • Ensure good lighting when capturing check images.
  • Place the check on a dark, flat surface.
  • Avoid shadows and ensure the entire check is visible in the frame.
  • Keep your camera steady.

Frequently Asked Questions (FAQ)

Q: When will funds be available?
A: Deposits made before our cutoff time of 5 PM on business days will typically be available the next business day. Deposits made after the cutoff time or on non-business days will be processed the next business day.

Q: Are there any fees for using Mobile Deposit?
A: Mobile Deposit is provided to our customers at no additional charge. However, standard data and message rates may apply.

Q: What should I do with the check after depositing?
A: Keep the check for at least 30 days after your deposit to ensure it processes correctly. After this period, you can securely destroy the check.

Q: How secure is Mobile Deposit?
A: Mobile Deposit uses encryption and secure processes to ensure the safety of your financial information.

Need Help?

If you encounter any issues while using Mobile Deposit or have further questions, please contact our customer service team.