Personal Accounts
Personal Checking
| Account Type |
Eligibility |
Opening Deposit |
Min. Balance to Avoid Fees |
Monthly Service Charge |
Highlights |
| Sabine Elite Checking |
All Depositors |
$50 |
$0 |
NONE |
- FREE ATM/Debit Card - charges apply for replacement cards
- Unlimited Check Writing
- No minimum balance requirements
- FREE Online Banking, Bill Pay & eStatements
|
| Personal NOW Account |
All Individuals/ Sole Proprietorships / Non-Profits |
$1,500 |
$1,500 |
$6
(If balance is below minimum)
|
- Earn Interest
- Write up to 20 checks per statement cycle at no charge
- FREE ATM/Debit Card - charges apply for replacement cards
- FREE Online Banking, Bill Pay & eStatements
|
Personal Savings Accounts
| Account Type |
Eligibility |
Interest Bearing |
Opening Deposit |
Min. Balance to Avoid Fees |
Monthly Service Charge |
| Sabine Personal Savings |
All Depositors |
$50 |
$300 |
NONE |
- Comparable Rates
- FREE ATM Card - charges apply for replacement cards
- FREE One withdrawal per month
- FREE Online Banking, Bill Pay & eStatements
|
| Christmas Club |
All Depositors |
$5 |
NONE |
NONE |
- Pays interest on a low minimum requirement
- Deposit any amount, whenever you choose and begin accruing interest
- FREE Online Banking
|
| Personal Money Market |
All Depositors |
$2,500 |
$2,500 |
$10 |
- Direct Deposit Available
- FREE ATM Card - charges apply for replacement cards
- FREE Online Banking, Bill Pay & eStatements
|
Personal Certificates of Deposit
Our Certificates of Deposit (CDs) offer a guaranteed interest rate while providing the security of the FDIC insurance of your deposits up to $250,000. Ask about our competitive rates and watch your investment grow. Certificates are available to both consumers and businesses.
|
Term
|
Min. Opening Deposit
|
|
91 Day CD
|
$2,500.00
|
|
182 Day CD
|
$2,500.00
|
|
9 Month CD
|
$5,000.00
|
|
12 Month CD
|
$5,000.00
|
Account Benefits
- Competitive rates
- Great way to save for short or long-term goals
- Automatic renewal at maturity feature
- FREE online banking -- viewable with your existing online banking account
Sabine State Bank also offers access to multi-million dollar FDIC insurance on deposits through the Certificate of Deposit Account Registry Service® (or CDARS®) on balances starting at $100,000.
Individual Retirement Accounts (IRAs)
IRAs are available for those who want to invest in their retirement and reduce their tax burden at the same time. In most cases, interest is tax-deferred (consult your tax advisor).
Account Details
Term: IRA
Min. Opening Deposit: $50.00
Account Benefits
- Competitive rates
- Great way to save for short or long-term goals
- Automatic renewal at maturity feature
- FREE online banking -- viewable with your existing online banking account